Welcome to The Mortgage Buddy!
Painless Home Loans done the right way!
We strive to make the process quick and easy for you. With nearly every type of loan under one roof, our team will outline your specific options and close your loan efficiently with less headache thanks to our knowledgeable team and streamlined process.
Getting started is easy! you can use our chat feature, call us, send us an email, or set up a time to discuss - click on the apply now button to begin reviewing your options. We look forward to working with you!
All Online Mortgage Application - We make it easy to input your info & docs
We know you may not have time to get this done all at once – our easy online mortgage application portal allows you to get started now and login later to upload additional documentation to complete your underwriting with the help of The Mortgage Buddy. You can be confident your data is secure in our encrypted lending portal allowing for peace of mind that your information is safely managed and delivered to our lending partners.
Home Loans for Your Scenario
The Mortgage Buddy not only has the best in Conventional and FHA / VA / USDA mortgage loans, but as a broker with wholesale lenders across a wide spectrum of lending products - we specialize in mortgages for unique situations, resulting in more options for our customers.
Business owners, drivers, gig & tip workers benefit from our alternative loans as do people using rental income & other pay sources such as 1099, K-1's, business bank statements, and other assets. We have great alternative income lending programs, reach out today so we can discover your options.
Conforming & Government Mortgages & Refinancing
From FHA, VA, USDA with nothing down, down payment assistance programs - even 3% down conventional loans. The Mortgage Buddy has been helping people make home ownership a reality for over 20 years, even if you don't have a substantial down payment. Also, If you have a substantial equity position it may be worth exploring cash out options and/or reducing your mortgage term through an easy refinance.
The Mortgage Buddy offers more lender options vs. your local bank for luxury home jumbo financing. We have access to multiple creative and standard underwriting options - allow us to work for you to beat whatever terms you may currently have.
Construction & Home Improvement Loans
Whether this is your first time building a home, or you are building a second home/rental property, you need a trusted professional who knows the right path to navigate the current construction lending market. The Mortgage Buddy can help you find the right renovation/construction loan program for you. Our team is here to help.
The Mortgage Buddy is proud to offer business owners and gig workers & 1099 employees an opportunity to qualify for home financing. Especially if you have purchased with 'hard money' - allow us to compare your current rates with multiple alternative income lenders. The Mortgage Buddy can help, even if your income doesn't meet traditional underwriting guidelines.
We offer streamlined loans designed to cut out the red tape and make the process easier to buy or refinance your investment home. Even for foreign nationals who don't have a green card. We even have loan programs that don't require standard income verification. Gifting can be allowed for the down payment. Call us for new acquisitions and to compare your other rental mortgage rates... we may be able to improve profitability by lowering payments.
What People Are Saying
We love our customers and appreciate the opportunity to help them with their home financing needs. Check out what they're saying!
Credit Repair Concerns?
We've got you covered.
The Mortgage Buddy has a team of resources and credit specialist partners ready to quickly and effectively help you improve your credit scores. Expertise matched with custom scenario tools to help gameplan your credit improvement to help you qualify and improve your rates in the long term.