Special Programs

Home Loans with No Income Verification

With our Special Programs, you are able to easily acquire home loans for investment properties with alternative income business-friendly lenders.

Our banks offer specialized programs dedicated to helping business owners with their income, assets and underwriting scenarios… that simply result in more options than using your tax returns as income.

Ask Yourself:

  • Writing too much off on your taxes?
  • Still working on your taxes?
  • Have you been denied from your bank?

When it comes to dealing with 1099s, small and large business owners, corporations, K1s, people that work in restaurants & hospitality, bartenders. 

For instance, if you own a food truck and a significant portion of your income is generated through tips, then most banks and mortgage programs won’t work very well because of the type of income structure.  The good news is we are here to help with our alternative income underwriting business friendly lenders!

Home Loans for Business Owners

We respect and appreciate business owners for the risk they take, often to make the world a better place.  Whether it’s better marketing, pizza or homes, they work hard to serve, but have had a hard time getting a mortgage… well that time has passed!

Home Loans for Investment Properties

Investment properties can mean a lot of things, including buying existing homes or multi-unit dwellings in order to “fix & flip” or “renovate & rent” through Air Bnb Or VRBO.  It can also mean actual construction of a new home or apartments to get instant equity.  We specialize in lending for all of these scenarios and many more.  Read more here then tell us about your project!

Group of happy friends walking on the beach

Home Loans for Foreign Nationals

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Home Loans for Gig Economy Workers

Your employment situation is unique to this decade and we have done the groundwork to make sure you can get a home loan too.  Home mortgages without employment or income verification is an avenue that has allowed us to work with Uber & Lyft drivers,  entertainers, bud tenders and more.  Read more and then let’s talk!

mortgagebuddy1

Start Your Online Mortgage Application Now!

As you can see The Mortgage Buddy has the know-how to help you get home loans for a variety of projects in a variety of situations, often with no income verification and less down.  

And we know you may not have time to get this done in one shot so our all online mortgage application allows you to get started now, and finish when you’re comfortable… most of it can even be done from your phone.  You can be confident your data is secure in our encrypted vaults, and seen only by our fantastic underwriters.

"I had a challenging credit blemish come up with a difficult time share company and was unable to re-qualify for Conventional or VA – Brian was able to complete my brand new home construction so I could move in and not forefeit my large deposit. Thankful for Brian’s efforts to help get through an anxious time and complete my purchase. "
Client
Eleanor L.
Retired Navy

A Letter from the actual Mortgage Buddy, and our founder, Brian Miner

With over 20 years in the financial industry, from securities, commodities, indexes, mutual funds, insurances putting financial plans together has been a natural progression… and Mortgage Buddy was born.

And of course we can help with an easy government purchase or refinance in thirty days or less – quick and easy.  

But we also really love helping self employed business owners through their more challenging income, assets and underwriting scenarios.  

Let our experience, technology and unique programs work for you.

Our team is available nights and weekends, to help you reach your dreams.


"I had a challenging credit blemish come up with a difficult time share company and was unable to re-qualify for Conventional or VA – Brian was able to complete my brand new home construction so I could move in and not forefeit my large deposit. Thankful for Brian’s efforts to help get through an anxious time and complete my purchase. "
Client
Eleanor L.
Retired Navy

A Letter from the actual Mortgage Buddy, and our founder, Brian Miner

With over 20 years in the financial industry, from securities, commodities, indexes, mutual funds, insurances putting financial plans together has been a natural progression… and Mortgage Buddy was born.

And of course we can help with an easy government purchase or refinance in thirty days or less – quick and easy.  

But we also really love helping self employed business owners through their more challenging income, assets and underwriting scenarios.  

Let our experience, technology and unique programs work for you.

Our team is available nights and weekends, to help you reach your dreams.


20+

Years Helping Home/Business Owners Get Approved

500k

New Businesses Started per Month

711

Average US Business Owner Credit Score *

1000+

Happy Home Owners Annually