Conventional Home Loan Programs

Conforming, FHA, VA, USDA, Jumbo & Renovation Home Loans - Excellent Service in Traditional Terms

Conforming Mortgages & Refinancing

We routinely provide conforming mortgages & refinancing starting with 3% down or 5% down – and we have fun while we’re doing it! Did you start out as FHA? Let’s get your rate down!
Conforming Mortgages & Refinance

Government Home Loans - FHA, USDA & VA

From FHA, VA, USDA with nothing down and down payment assistance programs – even 3% down conventional loans. The Mortgage Buddy has been helping people make home ownership a reality for over 20 years, even if you don’t have a substantial down payment saved yet.
Government Loans - FHA, USDA & VA

Jumbo & Luxury Home Loans

For customers looking to purchase larger and “higher-end” homes over ‘conforming county loan limits’ (mainly $549k) for standard loan programs such as Conventional and FHA. The Mortgage Buddy offers more lender options vs. just your local bank for luxury home financing. Let us beat whatever rate/ offer you may have

Jumbo & Luxury Home Loans

Home Renovation Construction Loan Options

Home owners looking to add a pool, hot tub, sauna, solar installation or other amenities that improve your home’s value and your lifestyle… we can help.  Government and conventional construction loans are available as always, and we have other specialized programs for more unique situations.  Read more and then let’s talk about your project!

Home Renovation Construction Loan Options​

First Time Home Buyer Programs

First-time home buyers have always been our favorite and always will be… it’s exciting to be a part of your journey!  Having said that, we’ve been helping first-timers for 20 years… so we’re pretty good at it.  Read more and then tell us about your dreams!

Jumbo & Luxury Home Loans
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Start Your Online Mortgage Application Now!

As you can see The Mortgage Buddy has the know-how to help you get home loans through all of the traditional methods – and even a few more.  And while you may not have time to get this done in one shot, our online mortgage application allows you to get started now, and finish when you’re most comfortable.  You can be confident your data is secure in our encrypted vaults, and seen only by our fantastic underwriters.

Start Your Application
Business leaders at a table
"I had a challenging credit blemish come up with a difficult time share company and was unable to re-qualify for Conventional or VA – Brian was able to complete my brand new home construction so I could move in and not forefeit my large deposit. Thankful for Brian’s efforts to help get through an anxious time and complete my purchase. "
Client
Eleanor L.
Retired Navy

A Letter from the actual Mortgage Buddy, and our founder, Brian Miner

With over 20 years in the financial industry, from securities, commodities, indexes, mutual funds, insurances putting financial plans together has been a natural progression… and Mortgage Buddy was born.

And of course we can help with an easy government purchase or refinance in thirty days or less – quick and easy.  

But we also really love helping self employed business owners through their more challenging income, assets and underwriting scenarios.  

Let our experience, technology and unique programs work for you.

Our team is available nights and weekends, to help you reach your dreams.


"I had a challenging credit blemish come up with a difficult time share company and was unable to re-qualify for Conventional or VA – Brian was able to complete my brand new home construction so I could move in and not forefeit my large deposit. Thankful for Brian’s efforts to help get through an anxious time and complete my purchase. "
Client
Eleanor L.
Retired Navy

A Letter from the actual Mortgage Buddy, and our founder, Brian Miner

With over 20 years in the financial industry, from securities, commodities, indexes, mutual funds, insurances putting financial plans together has been a natural progression… and Mortgage Buddy was born.

And of course we can help with an easy government purchase or refinance in thirty days or less – quick and easy.  

But we also really love helping self employed business owners through their more challenging income, assets and underwriting scenarios.  

Let our experience, technology and unique programs work for you.

Our team is available nights and weekends, to help you reach your dreams.


20+

Years Helping Home/Business Owners Get Approved

500k

New Businesses Started per Month

711

Average US Business Owner Credit Score *

1000+

Happy Home Owners Annually